/* ArizonaRate — site stylesheet */
:root{
  --navy:#0f2942;
  --navy-2:#123252;
  --harbor:#0b2138;
  --gold:#c9922e;
  --gold-2:#e0ab48;
  --sand:#f7f2ea;
  --sand-2:#efe6d6;
  --ink:#1b2430;
  --ink-soft:#4b5563;
  --line:#e6e1d6;
  --white:#ffffff;
  --radius:14px;
  --shadow:0 10px 30px rgba(15,41,66,.08);
  --shadow-lg:0 20px 50px rgba(15,41,66,.16);
  font-size:16px;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px;}
h1,h2,h3,h4{margin:0 0 .5em;line-height:1.2;font-weight:800;color:var(--navy);}
h1{font-size:2.5rem;}
h2{font-size:2rem;}
h3{font-size:1.25rem;}
h4{font-size:1.05rem;}
p{margin:0 0 1em;color:var(--ink-soft);}
a{color:inherit;text-decoration:none;}
ul{margin:0;padding:0;list-style:none;}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:13px 24px;border-radius:999px;font-weight:700;font-size:.95rem;transition:all .18s ease;border:2px solid transparent;cursor:pointer;}
.btn-primary{background:var(--gold);color:var(--navy);}
.btn-primary:hover{background:var(--gold-2);transform:translateY(-1px);}
.btn-outline{border-color:var(--navy);color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:var(--white);}
.btn-white{background:var(--white);color:var(--navy);}
.btn-white:hover{background:var(--sand);}
.btn-ghost-light{border-color:rgba(255,255,255,.5);color:var(--white);}
.btn-ghost-light:hover{border-color:var(--white);}
.btn-sm{padding:9px 18px;font-size:.85rem;}
.btn-block{display:flex;width:100%;}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:1px solid var(--line);}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:74px;}
.brand{font-size:1.3rem;font-weight:800;color:var(--navy);}
.brand .dot{color:var(--gold);}
.main-nav{display:flex;gap:28px;}
.main-nav a{font-weight:600;font-size:.92rem;color:var(--ink);}
.main-nav a:hover{color:var(--gold);}
.header-actions{display:flex;align-items:center;gap:14px;}
.header-phone{font-weight:700;font-size:.9rem;color:var(--navy);}
@media(max-width:820px){.main-nav{display:none;}.header-phone{display:none;}}

/* Hero */
.hero{padding:64px 0 56px;background:linear-gradient(180deg,var(--sand) 0%,var(--white) 100%);}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start;}
.hero-badge{display:inline-block;background:var(--sand-2);color:var(--navy);font-weight:700;font-size:.78rem;letter-spacing:.03em;padding:7px 14px;border-radius:999px;margin-bottom:16px;text-transform:uppercase;}
.hero-sub{font-size:1.1rem;max-width:52ch;}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin:22px 0 18px;}
.hero-checks{display:flex;gap:18px;flex-wrap:wrap;font-size:.85rem;font-weight:600;color:var(--navy-2);}
.hero-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);}
.hero-fact-list li{padding:9px 0;border-bottom:1px solid var(--line);font-size:.94rem;color:var(--ink-soft);}
.hero-fact-list li:last-child{border-bottom:none;}
.hero-fact-list b{color:var(--navy);}
.breadcrumb{font-size:.85rem;color:var(--ink-soft);margin-bottom:14px;}
.breadcrumb a{color:var(--navy);font-weight:600;}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;}}

/* Stat bar */
.stat-bar{background:var(--navy);padding:30px 0;}
.stat-bar .wrap{display:flex;justify-content:space-around;flex-wrap:wrap;gap:24px;text-align:center;}
.stat-num{font-size:2rem;font-weight:800;color:var(--gold-2);}
.stat-label{font-size:.82rem;color:#c7d3df;font-weight:600;margin-top:4px;}

/* Section backgrounds */
.section-white{padding:64px 0;}
.section-sand{padding:64px 0;background:var(--sand);}
.section-harbor{padding:64px 0;background:var(--harbor);}
.section-head{max-width:640px;margin:0 auto 36px;text-align:center;}
.section-head.left{text-align:left;margin:0 0 20px;}
.section-head.on-dark h2{color:var(--white);}
.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.08em;color:var(--gold);text-transform:uppercase;margin-bottom:8px;}
.eyebrow.on-dark{color:var(--gold-2);}

/* Agitate */
.agitate-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:40px;align-items:center;}
.agitate-side{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;text-align:center;box-shadow:var(--shadow);}
.big-stat{font-size:3rem;font-weight:800;color:var(--gold);}
@media(max-width:900px){.agitate-grid{grid-template-columns:1fr;}}

/* Services grid */
.svc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.svc-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .18s ease;}
.svc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);}
.svc-ic{font-size:1.8rem;margin-bottom:10px;}
.lnk{color:var(--gold);font-weight:700;font-size:.9rem;}
@media(max-width:820px){.svc-grid{grid-template-columns:1fr;}}

/* Why grid (dark) */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.why-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--radius);padding:24px;}
.why-card h4{color:var(--white);}
.why-card p{color:#b9c6d4;font-size:.92rem;margin:0;}
.why-ic{color:var(--gold-2);font-weight:800;margin-bottom:8px;}
@media(max-width:820px){.why-grid{grid-template-columns:1fr;}}

/* Process */
.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;}
.process-step{position:relative;padding-top:8px;}
.process-num{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--gold-2);font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:14px;font-size:1.1rem;}
@media(max-width:820px){.process-grid{grid-template-columns:1fr;}}

/* Value grid */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.value-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:22px;}
@media(max-width:820px){.value-grid{grid-template-columns:1fr;}}

/* FAQ */
.faq-list{max-width:800px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--line);}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:18px 0;font-weight:700;font-size:1rem;color:var(--navy);display:flex;justify-content:space-between;align-items:center;cursor:pointer;}
.faq-item .plus{color:var(--gold);font-size:1.3rem;font-weight:400;}
.faq-a{padding:0 0 18px;}
.faq-a p{margin:0;}

/* Nearby */
.nearby-list{display:flex;flex-wrap:wrap;gap:10px;}
.nearby-list a{background:var(--white);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-size:.85rem;font-weight:600;color:var(--navy);}
.nearby-list a:hover{background:var(--navy);color:var(--white);border-color:var(--navy);}

/* Hub list (county/state pages) */
.hub-list{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;}
.hub-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:20px 22px;box-shadow:var(--shadow);}
.hub-card a{font-weight:700;color:var(--navy);font-size:1.02rem;}
.hub-card a:hover{color:var(--gold);}
.hub-card .pop{font-size:.82rem;color:var(--ink-soft);margin-top:4px;}
@media(max-width:820px){.hub-list{grid-template-columns:1fr 1fr;}}
@media(max-width:520px){.hub-list{grid-template-columns:1fr;}}

/* Final CTA */
.final-cta{background:linear-gradient(135deg,var(--navy) 0%,var(--harbor) 100%);padding:64px 0;text-align:center;}
.final-cta h2{color:var(--white);max-width:640px;margin:0 auto 22px;}
.final-cta-ctas{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;}
.final-cta .note{color:#9fb0c2;font-size:.85rem;margin-top:16px;}

/* Footer */
.site-footer{background:var(--ink);padding:48px 0 20px;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1.3fr;gap:32px;}
.footer-col h5{color:var(--white);font-size:.95rem;margin-bottom:14px;}
.footer-col p{color:#9aa5b1;}
.footer-col li{margin-bottom:9px;}
.footer-col a{color:#b7c0ca;font-size:.88rem;}
.footer-col a:hover{color:var(--gold-2);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:32px;padding-top:20px;text-align:center;font-size:.8rem;color:#7d8894;}
@media(max-width:820px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media(max-width:520px){.footer-grid{grid-template-columns:1fr;}}

/* WhatsApp float */
.wa-float{position:fixed;bottom:24px;right:24px;width:58px;height:58px;background:#25d366;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.6rem;box-shadow:0 8px 24px rgba(0,0,0,.25);z-index:60;text-decoration:none;}
.wa-float:hover{transform:scale(1.06);}